很简单的一个大学金融问题 (需看的懂英文)Suppose that you deposited $500 in your savings account that earns 5% annual interest.How much will you have in your account after two years?After five years?FV2= PV(1+i)n = 500(1.05)2= $55
来源:学生作业帮助网 编辑:作业帮 时间:2024/11/06 09:35:46
很简单的一个大学金融问题 (需看的懂英文)Suppose that you deposited $500 in your savings account that earns 5% annual interest.How much will you have in your account after two years?After five years?FV2= PV(1+i)n = 500(1.05)2= $55
很简单的一个大学金融问题 (需看的懂英文)
Suppose that you deposited $500 in your savings account that earns 5% annual interest.How much will you have in your account after two years?After five years?
FV2= PV(1+i)n = 500(1.05)2= $551.25
可是我不明白的一点是为什么不能简单地用 500*0.05得到年收益,再乘以2年 得到50块呢?
不一样 相差 1.25 ,我不是很明白其中的道理.超级小白
很简单的一个大学金融问题 (需看的懂英文)Suppose that you deposited $500 in your savings account that earns 5% annual interest.How much will you have in your account after two years?After five years?FV2= PV(1+i)n = 500(1.05)2= $55
这个与英文没有直接关系,国外的银行,是按年计算复利的;国内的银行,对于定期存款,是不计算复利的.所以计算结果不一样.
因为你第一年的利息加本金是525,所以第二年的本金就是525×1.05=551.25
你那样算没有考虑第一年的利息在算第二年的利息时是包括在里面的